Privacy Disclosure
The Board of Directors of Philadelphia Federal Credit Union ( PFCU ) is committed to protecting the privacy of you, our members. In the course of providing services to our members, we collect various types of information about you. Some of this information is nonpublic personal information. PFCU does not sell the nonpublic personal information that it collects from its members. However, in the course of providing quality service to you, our members, we need to share some of your nonpublic personal information with our service providers and others. We share your nonpublic personal information only with contractual safeguards to protect the confidentiality of that information.
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications and other forms;
Information about your transactions with us, our affiliates, or others;
Information we receive from a consumer reporting agency.
We do not disclose any nonpublic personal information about our members and former members to anyone, except as permitted by law.
We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Security
All of PFCU's internet-based banking applications utilize the highest levels of internet security to ensure the confidentiality of your financial information. For security, functionality and information gathering purposes we reserve the right to utilize cookie technology. Click the links below for application specific information.
Teller Net Tips
Official Rules
No purchase or new account necessary to enter or win a prize. A purchase or new account will not improve your chances of winning. The “PFCU $500 Cash Giveaway Sweepstakes” (the “Sweepstakes”) begins at 12:01 AM Eastern Time (“ET”) on 1/01/10 and ends 11:59 PM (ET) on 3/31/10. (“Entry Period”)
ELIGIBILITY: Sweepstakes open to legal residents age 18 or older. Limit: one entry per person. Employees of the Philadelphia Federal Credit Union (“Sponsor”), it subsidiaries, advertising and promotion agency, and members of their immediate families (spouse and parents, siblings and children, and each of their respective spouses and those living in the same household) are not eligible. This Sweepstakes is subject to all federal, state and local laws.
PRIZES & ODDS: Three Prizes of $500.00 Cash will be awarded as a lump sum cash payment. Maximum of prize guaranteed to be awarded: $500.00. Limit: one prize per household. Odds of winning depend on total number of entries received. Prizes will be reported to the Internal Revenue Service as income for tax-reporting purposes. All taxes on prizes are the winner’s responsibility. Prizes will be deposited into the Winner’s PFCU savings account or a cashier’s check will be sent via U.S. Mail to the supplied address if an account is not open.
RANDOM DRAWING AND WINNER NOTIFICATION: Winners will be selected by random drawing from among all eligible entries received during the Entry Period. Winner(s), who were automatically entered into the Sweepstakes, must have an Account in good standing. An Account in good standing will mean an open Account with a positive balance. In the event you are selected but your Account is not in good standing, a new Winner(s) will be selected at random. Winners will be notified by telephone.
WAIVER OF LIABILITY/PUBLICITY RELEASE: By participating in the Sweepstakes and submitting an entry, all entrants agree to be bound by these Official Rules, including all entry requirements. By entering the Sweepstakes, each Winner agrees to waive any and all claims against the Sponsor, and their respective agents and representatives for any injury, damage or loss that may occur from the participation in the Sweepstakes or from the receipt or use of any prize or activity related to the receipt or use of any prize, and each Winner grants to Sponsor, the right to publicize such Winner's name and/or likeness in any medium without additional compensation or consideration unless prohibited by law.
CONDITIONS OF ENTRY: By entering, entrants agree to comply with these Official Rules including all eligibility requirements. You grant PFCU the right to market their goods and services to you via email and direct mail. Sponsor reserves the right to disqualify entrants who violate the rules or interfere with this Sweepstakes in any manner. If disqualified, Sponsor reserves the right to terminate entrant’s eligibility to participate in the Sweepstakes.
GENERAL: The Sponsor is not responsible for printing or typographical errors in any Sweepstakes-related materials; for stolen, lost, late, misdirected, damaged, incomplete, illegible, or postage-due mail or entries; or for account opening transactions that are processed late or incorrectly, or are lost due to computer or electronic malfunction. The Sponsor reserves the right to cancel, suspend or modify the Sweepstakes if fraud or technical failures compromise the integrity of the Sweepstakes as determined by the Sponsor in its sole discretion and award the prizes from among all eligible entries prior to action taken.
Entrants release and hold harmless Sponsor, and it subsidiaries, agencies, including advertising and promotion agencies, and each of their respective employees, officers, directors, and legal counsel from any and all liability, claims, actions, injury, loss or damage of any kind resulting from participating in this Sweepstakes or from the acceptance, use or misuse of any prize awarded. U.S. law governs this Sweepstakes.
Insurance & Investment Products
Insurance and investment products are not deposits of PFCU and are not protected by the NCUA. They are not an obligation of or guaranteed by the credit union and may be subject to risk. Securities offered by LPL Financial Services, Member FINRA, SIPC. LPL Financial and PFCU are independent entities.
Insurance products are offered by PFCU Insurance Services, LLC, the credit union's wholly-owned subsidiary. Your decision to purchase insurance from PFCU Insurance Services will not affect the cost or availability of any products or services from PFCU.